Fashion is cyclical, but true luxury is timeless. As we move deep into Winter 2025, we are seeing distinct trends in the secondary market for luxury fashion assets—trends that smart collectors can capitalize on.
The Hermès Himalaya: Still the Apex
The Hermès Birkin and Kelly remain the gold standard of handbag investment. However, 2025 has seen a renewed focus on exotic skins. Crocodile and alligator pores, particularly in the matte finish, are commanding higher prices than they have in the past two years. The “Himalaya” Niloticus Crocodile Birkin remains the apex asset, functioning more like a bearer bond than a bag.
Vintage Furs and “Mob Wife” Aesthetic
Cultural trends in late 2025 have brought a resurgence of the maximalist “Mob Wife” aesthetic, driving up the value of vintage high-end furs (sable, chinchilla, mink) from heritage brands like Fendi and Saint Laurent. While we primarily focus on hard assets like jewelry and watches, the finest handbags and select luxury accessories are part of our lending portfolio.
Authenticity is Everything
With “super-fakes” becoming more prevalent, the role of expert authentication has never been more critical. At New York Loan Company, our evaluation process for handbags is rigorous. We look for the specific date stamps, craftsman marks, and material quality that denote a genuine article.
Accessing Cash from Your Closet
Your closet may hold the key to your next investment. Whether you are looking to upgrade your collection or simply want to leverage the value of pieces you aren’t using this season, a collateral loan offers a quick solution. We lend against pristine Hermès handbags, offering competitive loan-to-value ratios for these highly liquid fashion assets.
