Leverage Your Luxury Assets


Use your luxury assets as collateral for a short-term loan, ongoing line of credit or inventory loan.

A Short-Term Loan

Collateral Loan

Our standard loan product.

It is a short-term loan that provides you with a specific amount of capital in exchange for one or more luxury assets that are securely stored by us as collateral until the loan is repaid.

A Revolving Line

Luxury Line of Credit

For clients who require a revolving line of credit that can be drawn upon at any time

Like a home equity line of credit, the Luxury Line of Credit gives you immediate access to capital using the value of your luxury assets as collateral. Its credit line is based on our valuation of one more luxury assets that are securely stored by us as collateral.

Tap the Equity of Current Inventory

Luxury Inventory Loan

Provides operating capital to luxury goods retailers, wholesalers, traders and other industry trade members

Inventory loans enable companies in the luxury good trade to use current inventory as loan collateral to help cover payroll, rent, insurance, and other operating expenses that haven’t gone away while revenues are reduced, and are an attractive alternative to selling inventory at a loss.

luxury collateral loan

Our Process & what to expect

The Process. New York Loan Company provides loans using luxury assets as collateral to clients in the New York and tri-state region from its offices In Bryant Park. Rest assured that our Client Engagement specialists – gemologists trained at the Gemological Institute of America – will provide fair and competitive evaluations. Once the collateral loan amount has been agreed upon, a pledge agreement will be prepared for you to approve and sign. The terms of the pledge agreement are regulated by both state and federal laws.

What to expect. After you have signed the pledge agreement, the Client Engagement team member will provide you with the full amount of the loan in cash. There are no upfront fees or costs charged.

All assets held as collateral is stored in a vault within a vault under 24-hour surveillance. You are entitled to the full four months of the contract and may renew after the term matures.

About Us


New York City’s leading provider of confidential non-bank loans that use borrowers’ luxury assets as collateral.

Clients can bring in luxury assets including fine jewelry & diamonds, luxury watches, fine art, luxury & classic cars, designer handbags & accessories, precious metals one-of-a-kind memorabilia for immediate expert valuation and loan funding.


NEW YORK, NY 10018

Opening Hours

Monday - Thursday: 10am - 6pm
Friday: 10am - 3pm
Saturday & Sunday
By Appointments only