The start of a new year is the traditional time for financial audits, but many High-Net-Worth individuals overlook a significant portion of their portfolio: their jewelry box.
Precious metal prices and gemstone markets fluctuate. An insurance appraisal from five years ago likely does not reflect the current replacement value—or the loan value—of your pieces today.
The Importance of Up-to-Date Valuations
- Insurance Accuracy: Ensure you are not under-insured in a rising market. Gold and diamond prices have shifted significantly over the last 24 months.
- Liquidity Potential: Knowing the current market value of your Graff, Van Cleef & Arpels, or Harry Winston pieces gives you a clear picture of your borrowing power should opportunities arise.
- Estate Planning: Accurate valuations are critical for equitable estate distribution.
The New York Loan Standard
Our team includes GIA-certified gemologists who utilize the latest market data to provide precise valuations. Unlike standard jewelers who may inflate values for insurance premiums, we provide realistic market values based on actual secondary market performance. Whether you are considering a collateral loan or simply updating your records, professional expertise is paramount.
