As the calendar turns to January 1st, financial resolutions are top of mind. Usually, these involve saving more or spending less. But for the wealthy, the goal should be efficiency.
- Is your capital working for you?
- Do you have assets sitting idle?
In 2026, make a resolution to optimize your personal balance sheet by activating your luxury assets.
The Concept of “Lazy Assets”
You may have $500,000 sitting in a safe in the form of watches and jewelry. If that capital sits there, it yields 0%. In fact, it costs you money in insurance premiums.
By utilizing a collateral loan from New York Loan Company, you can unlock that 0,000 and deploy it into an opportunity that yields 10%, 15%, or more.
- Real Estate Down Payments
- Stock Market Corrections
- Business Expansion
The Cost of Capital vs. Opportunity Cost
The interest on a collateral loan is a cost. But it must be weighed against the opportunity cost of not having the cash. If an opportunity arises in Q1 2026 that outweighs the cost of the loan, leveraging your Rolex or your Warhol is the rational financial move.
Why Choose New York Loan Company?
We are the industry leaders in this specific financial niche.
- Expertise: We know the value of your assets better than a bank.
- Speed: We move at the speed of opportunity.
- Trust: With over $1 billion loaned and a 4.7-star rating, we are the trusted partner for New York’s elite.
Make 2026 the year you make your luxury assets work as hard as you do. Visit us in the International Gem Tower to learn more.
