Whether you’re in New York City for business, vacation, or a last-minute detour, travel plans don’t always go as expected. If you find yourself needing cash while visiting — and prefer not to use credit cards or tap into investment accounts — there’s a discreet option worth considering:
An asset-backed loan using items you already own.
This article explains how short-term loans secured by luxury assets can help travelers access fast, private capital — often in under an hour.
Why Would a Traveler Need a Loan?
Unexpected expenses can arise at any time:
- A missed flight requiring a last-minute rebooking
- A sudden opportunity to purchase an investment or gift
- Lost access to international bank accounts or funds
- Delayed payment from a client or escrow
- Emergencies requiring fast liquidity without drawing attention
Instead of selling valuables or wiring funds across borders, a collateral loan offers a fast and elegant solution.
What Types of Items Qualify?
Many travelers carry or wear high-value assets that can be used for a loan. These include:
- Luxury watches (Rolex, Audemars Piguet, Patek Philippe)
- Diamond jewelry and gold chains
- Hermès and Chanel handbags
- Rare coins or collectible items
- Precious metals (coins, bullion)
If the item can be authenticated and appraised, it may qualify.
How Does the Process Work?
- Schedule a private appointment at New York Loan in Midtown
- Bring your item for on-the-spot evaluation
- Receive a loan offer based on market value
- Complete paperwork in minutes
- Walk out with cash or wire transfer — same day
No credit check. No income verification. No delay.
Is It Safe?
Yes. All collateral is:
- Stored in insured, high-security vaults
- Handled by experts with years of experience
- Returned in full once the loan is repaid
Transactions are private, fast, and tailored to clients who value discretion — including high-net-worth travelers, business executives, and international visitors.
What Are the Terms?
- Loan duration: 4 months (can be extended)
- Interest rates: Clearly disclosed and competitive
- Repayment: Return of principal and interest to reclaim the asset
- No credit impact: Loan does not appear on your credit report
- Non-recourse: If you choose not to repay, the asset is simply retained
Where Is New York Loan Located?
New York Loan Company
International Gem Tower
50 W 47th Street, Suite 319
New York, NY 10036
Just steps from Fifth Avenue, with private appointments available daily.
A Trusted Option for Luxury Travelers
If you’re traveling with high-value items and need quick, confidential funding while in New York, New York Loan offers a refined, secure lending experience.
Need fast cash before your flight?
Schedule a private evaluation at New York Loan →