The process of obtaining a pawn loan from New York Loan Company is easy, dignified and painless.New York Loan Company understands that anyone can suffer a cash flow problem. We are here to help!
Upon entering the International Gem Tower in Manhattan’s historic 47th Street Jewelry District, you will be directed to a private office to meet with one of our loan officers. The amount you will be able to borrow is based upon the loan officer’s determination of the value of your collateral. Rest assured that our Loan Officer’s – gemologists trained at the Gemological Institute of America – will provide fair and competitive evaluations. Once the pawn loan amount has been agreed upon, a pledge agreement will be prepared for you to approve and sign. The terms of the pledge agreement are regulated by both state and federal laws.
- Safety and confidentiality are our priority
- Video surveillance and bank vault security
- Receive cash in minutes
- No minimum or maximum
- Friendly and professional staff
- Private offices
What to Expect
After you have signed the pledge agreement, the Loan Officer will provide you with the full amount of the pawn loan in cash. There are no upfront fees or costs charged. All jewelry held as collateral is stored in a vault within a vault under 24-hour surveillance in an undisclosed location. You are entitled to the full four months of the contract and may renew after the term matures. You may also redeem your loan at any time without fault.
Collateral We Accept
We employ skilled gemologists and specialists in the field who are prepared to give a fair and a quick and expert valuation of your collateral. Due to the nature of our size as a company, our interest rates are lower and we often charge less than our competitors. If available, please remember to bring your box and papers for any watches, as well as your GIA certificates for any diamonds or colored stones.
- High-End Jewelry
- Luxury Watches
- Fine Art: Contemporary and Modern
- Engagement and Wedding Rings
- Gold and Numismatic Coins
- Sports and Celebrity Memorabilia
- Rare Wines and Spirits
- Auction-Worthy Handbags
- Certified Diamonds and Gemstones
- Sterling Silver Tableware and Flatware