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Estate, Vintage & Antique Jewelry – What Do You Have?

Everyone has heard these terms, but what are the differences between estate, vintage and antique jewelry? Additionally, do these differences even matter?

New York Loan Company’s loan officers are trained at the Gemological Institute of America, and have years of experience evaluating jewelry, both new and old. Below we will break down the misconceptions and give you the answers you are looking for.

Any jewelry that is previously owned is considered Estate. Usually these items are passed down from family members or have been owned for decades, and the rule of thumb is that it should be at least 20 years old. These estate items are then either considered vintage or antique.

If you’re jewelry was made less than 100 years ago, it is vintage. This is a wide range and includes many important jewelry periods. New York Loan for instance would consider an Art Deco Cartier brooch a vintage jewelry item – or a David Webb dome ring from the 1970’s would be a coveted vintage jewelry piece. These types of incredible vintage jewelry can go for hundreds of thousands or even millions of dollars at auction.

According to government guidelines, for jewelry to be considered antique it must be over 100 years old. This includes important fashion periods in world history like Georgian, Victorian, Art Nouveau, and Edwardian. These are rare and very sought after antique pieces that with the right documentation, can command amazing prices at auction and can be brought into New York Loan to be sold or used as collateral for a loan.

New York Loan Company will work with any style of gold and diamond jewelry, whether new and modern, or estate and antique. Please call ahead to set an appointment with a loan officer today at 212-997-5626 or email info@newyorkloan.com